FINANCIAL LITERACY

LIFE offers financial literacy workshops designed to equip youth and young adults with the knowledge, skills, and confidence needed to make informed financial decisions.

Through this initiative, we aim to empower them to develop positive financial habits that support lifelong financial well-being and create lasting benefits for themselves, their families, and their communities.

Workshops are designed to engage participants in practical learning experiences focused on personal finance and money management. Topics include budgeting, saving, understanding credit reports and credit scores, debt management, banking, and financial goal setting.Using real-life scenarios and interactive activities, participants learn effective strategies to build savings, manage debt responsibly, strengthen their creditworthiness, and establish a strong foundation for long-term financial stability and wealth building.

Group Sessions

Annual Financial Health Check-Up

Get a deep analysis of current financial standing: savings, expenses, debt, insurance, retirement planning, educational goals, and short-term and long-term aspirations.

All About Banking

Certificate of deposits, APY ( annual percentage yield), compound interest, savings/checking accounts, return item fee, overdraft fee, direct deposits, bill pay, automatic transfers

Automate Your Finances

Build a system that helps you save more, manage your everyday living expenses and invest for the future.

Credit Audit & Repair (Bundle Option)

Learn strategies to boost or repair your credit scores. Services includes an audit, analysis and evaluation of current finances, habits, savings, expenses, debt current money management systems in place, unique needs and personal goals. Development a personal system to manage your finances.

Credit 101: Understanding Credit and your Credit Score

Increase your knowledge about credit. Learn all about credit reporting agencies, credit scoring models, versions, the difference between your credit report and your credit score

Manage and Reduce Debt

Target and eliminate debt at your own pace. Pay off your debt faster with less costs. Learn about best practices and effective methods to cut your debt.

Overcome Student Debt

Pathways to Financial Freedom

Gain a clearer perspective on your financial goals. Discuss the importance of setting S.M.A.R.T financial goals and examples of goals that are related to priority concerns of many people ( i.e. income, savings, retirement and debt.

Rebuild My Credit

Learn how to read and understand information presented on your credit report and strategies to user to dispute errors, missing information and erroneous data. Support in identifying negative items that may be hurting your credit score.

STRESS FREE -Balanced Budgets

Services include an review of your current finances, financial habits, debt management, unique needs and personal goals. Take back control of your finances to cut down debt, save more and invest for the future.

S.M.A.R.T Financial Goals

Learn how to create goals that are Specific, Measurable, Achievable Realistic and Time Related